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Treasury · Invoicing · Reconciliation

Ledger is one clear source of truth for your money — balances, transactions, invoicing, and cash flow, reconciled in real time. No spreadsheets, no surprises.

30-min walkthrough · we reconcile a live account on the call · no card required

reconciled to date
$14.2B
reconciled to date
uptime, trailing 12 mo
99.99%
uptime, trailing 12 mo
finance teams
6,400+
finance teams
app.ledger.co / treasury
Treasury overview
Updated continuously · USD
Operating
$2,481,902
↑ 4.2% MoM
Reserve
$840,000
— unchanged
Payroll
$312,450
↓ 1.1% MoM
Net cash position
InflowOutflow
Recent transactions
View all →
Recent transactions across all accounts, with merchant, category, date, settlement status, and amount.
MerchantStatusAmount
Stripe Payout
Settled+$48,210.00
AWS — us-east-1
Settled−$12,847.16
Gusto Payroll
Pending−$96,300.00
Cedar Co — INV-2041
Settled+$7,500.00

Trusted by finance teams at — sample customers

Built for the controls your auditors ask about

  • SOC 2 Type II
  • 256-bit AES
  • PCI DSS Level 1
  • GDPR & CCPA
  • Immutable audit trail
  • 99.99% uptime SLA
The platform

One ledger. Every account.
Always reconciled.

Ledger pulls every bank, card, and payment processor into a single, continuously balanced view — so close is a formality, not a fire drill.

Real-time reconciliation

Every transaction is matched to a source the moment it lands. Exceptions get flagged automatically — no end-of-month surprises.

98%matched automatically

Cash flow you can trust

Forecast runway with live data, not last quarter's export. Model scenarios and see the impact on every account in seconds.

Liverunway, not last quarter

Controls built in

Approval workflows, role-based access, and an immutable audit log come standard — so SOX and your auditors are handled by default.

SOXhandled by default
Invoice INV-2042
Cedar Co · Net 30
Paid
Invoice INV-2042 line items — description, quantity, and amount.
DescriptionQtyAmount
Platform license — annual1$24,000.00
Onboarding & migration1$5,000.00
Additional seats12$3,600.00
Subtotal$32,600.00
Tax (8.25%)$2,689.50
Total due$35,289.50
Invoicing & AR

Get paid faster,
chase less.

Send branded invoices in a click, accept ACH and card, and let Ledger handle the follow-up. Every payment reconciles itself against the right account — automatically.

  • Automated payment reminders & dunning
  • ACH, wire & card — 0.8% on card, ACH free
  • Auto-reconciled the moment funds clear
shorter DSO, on average
−12 days
shorter DSO, on average
saved per week chasing
4.5 hrs
saved per week chasing
invoices paid on time
98%
invoices paid on time
$14B+

reconciled every year

6,400+

finance teams on Ledger

3 days

faster monthly close, on average

Integrations

Connects to the stack
you already run

Two-way sync with your banks, processors, and your GL — set up in minutes.

Stripe
QuickBooks
Plaid
NetSuite
Brex
Xero
Mercury
Gusto
Ramp
Bill.com
Wise
+40 more
Close used to take our team nine days and a war room. With Ledger everything reconciles itself — we close in three, and the numbers are never in dispute.
Dana Okafor
Controller, Northwind Inc.
Pricing

Priced for the size
of your books

Transparent plans, no per-transaction surprises. ACH is always free.

Starter

$0/mo

Free forever · no card required

Founders & first books

Get started free
  • Up to 2 connected accounts
  • 30-day audit trail
  • Free ACH invoicing
  • 1 seat

Growth

Recommended
$299/mo

Billed annually · save 2 months

Teams scaling past spreadsheets

Start 14-day free trial

Everything in Starter, plus

  • Unlimited connected accounts
  • Real-time reconciliation
  • Cash flow forecasting
  • Approval workflows · 10 seats
  • QuickBooks & NetSuite sync

Enterprise

Custom

Volume pricing · annual contract

Multi-entity & audit-grade orgs

Book a demo

Everything in Growth, plus

  • Multi-entity consolidation
  • SSO, SCIM & SOX controls
  • Dedicated solutions engineer
  • 99.99% SLA & SOC 2 report

All plans include 256-bit encryption, audit logging, and read-only auditor access · Compare plans →

Book a demo

See your finances
clearly.

Book a 30-minute demo and we'll reconcile a live account on the call — or open the free plan and connect your first account in five minutes.