Skip to content
Treasury · Invoicing · Reconciliation · Controls
The platform

One system of
record you can stand behind.

Treasury, invoicing, reconciliation, and controls on a single continuously balanced ledger — so every number traces to a source, and close is a formality.

Four products, one ledger

Everything money
touches, in one place.

Each module shares the same chart of accounts and the same audit trail — so the pieces reconcile against one another, not just against the bank.

Treasury

Every bank, card, and wallet in one continuously balanced view. Net position, runway, and per-account detail — live, never an export.

Learn more →

Invoicing & AR

Branded invoices, ACH and card acceptance, and automated dunning. Each payment reconciles itself the moment funds clear.

Learn more →

Reconciliation

Transactions match to source the instant they land. Exceptions surface on their own, with a full trail behind every entry.

Learn more →

Controls & audit

Approval workflows, role-based access, and an immutable log — so SOX, your board, and your auditors are handled by default.

Learn more →
The interface

A precise instrument,
not a dashboard.

Live balances, a traced cash line, and a real ledger of transactions — rendered as a calm, luminous plate you can read across the room.

accounts, one balance
11
accounts, one balance
net cash position
Real-time
net cash position
since last sync
2 min
since last sync
app.ledger.co / treasury
Treasury overview
Updated continuously · USD
Operating
$2,481,902
↑ 4.2% MoM
Reserve
$840,000
— unchanged
Payroll
$312,450
↓ 1.1% MoM
Net cash position
InflowOutflow
Recent transactions
View all →
Recent transactions across all accounts, with merchant, category, date, settlement status, and amount.
MerchantStatusAmount
Stripe Payout
Settled+$48,210.00
AWS — us-east-1
Settled−$12,847.16
Gusto Payroll
Pending−$96,300.00
Cedar Co — INV-2041
Settled+$7,500.00
Book a demoSee it reconcile your stack live — 30 minutes, no slides.
Security & compliance

The controls your
auditors expect.

Encryption everywhere, an append-only audit log, and certifications you can hand to a security review — built in, not bolted on.

SOC 2 Type II

Independently audited every year against the full Trust Services Criteria. The report is available to customers under NDA.

Encryption everywhere

256-bit AES at rest, TLS 1.3 in transit. Field-level encryption on the figures that matter, with keys rotated automatically.

Immutable audit log

Every action — who, what, when — is written to an append-only log. Nothing is editable after the fact, including by us.

Granular access

Role-based permissions, SSO, and SCIM provisioning. Read-only auditor seats let reviewers in without touching a control.

PCI DSS Level 1

Card data never touches your servers or ours — it is tokenized at the edge by our Level 1 certified payment partners.

Data residency & deletion

GDPR and CCPA aligned. Choose your region, export the full ledger anytime, and request deletion on demand.

Certified, audited, and ready for your security review

  • SOC 2 Type II
  • 256-bit AES
  • PCI DSS Level 1
  • GDPR & CCPA
  • Immutable audit trail
  • 99.99% uptime SLA
Architecture

From raw feed to
system of record.

Four stages turn a noisy stream of bank and processor data into a ledger an auditor can trust — continuously, not in a nightly batch.

  1. Ingest

    Read-only links to banks, processors, and your GL via Plaid and direct APIs. Data streams in continuously, not in nightly batches.

  2. Normalize

    Every feed is mapped to one canonical schema — currencies, categories, and entities reconciled into a single chart of accounts.

  3. Match

    The matching engine pairs each transaction to its source in real time, scoring confidence and routing exceptions for review.

  4. Record

    Settled entries land in an append-only ledger with a cryptographic trail — the system of record your auditors can rely on.

Integrations

Connects to the stack
you already run

Two-way sync with your banks, processors, and your GL — set up in minutes.

Stripe
QuickBooks
Plaid
NetSuite
Brex
Xero
Mercury
Gusto
Ramp
Bill.com
Wise
+40 more
See the platform

One ledger for
all of it.

Book a demo and watch treasury, AR, and reconciliation fall into one balanced view — on your own stack, in 30 minutes.